Our underwriting services create capacity for CDFIs and SBA lenders so you can grow quickly and safely without spending on training.
We underwrite over $80 million in loan applications per year with an average historical turnaround rate of one business day per file.
The Olea Group’s underwriting services facilitate credit decisions for CDFIs of all sizes. Our in-depth analyses of cash flow, credit, collateral, business history, and trajectory clearly highlight each application’s strengths and weaknesses for straightforward decision-making.
Contract-based underwriting can work for any lender, and it works especially well for two types of organizations: lenders with low or variable volume that need on-demand services with no commitment and growing lenders that need to increase capacity safely and affordably.
We have experience with...
Loans to start-up and existing businesses
SBA Community Advantage loans
Specialty products for disaster relief, MCA triage, and rapid deployment
A diverse range of software, including Microloan Management Services (MMS®), LoanWell, Lenderfit, and SPARK
The Olea Group’s underwriting services allow lenders to mobilize their teams for outreach and rapidly scale without increasing overhead or compromising portfolio quality. Because we are not managing relationships with lending staff we are able to be fully objective, measuring each loan against your organization’s unique credit policy and risk appetite.
Underwriting services are priced either on a flat fee per file basis or through a month-to-month retainer. Prices vary based on loan size and quantity, with discounts available at high volumes.